39041, 39056,39058, 39060, 39066, 39072, 39154, 39170, 39174, 39175, 39201, 39202, 39203,39204, 39205, 39206, 39207, 39209, 39210, 39211, 39212, 39213, 39215, 39216,39217, 39225, 39235, 39236, 39250, 39269, 39271, 39272, 39282, 39283, 39284,39286, 39289, 39296
Madison County
39045, 39046,39071, 39110, 39130, 39157, 39158, 39163
Rankin County
39042, 39043,39047, 39073, 39145, 39148, 39151, 39161, 39167, 39193, 39208, 39218, 39232,39288, 39298
Warren County
39156, 39180,39181, 39182, 39183
Price is the only thing many homeowners consider when purchasing a homeowners policy. Shopping around for quotes online has made it easy for people to buy insurance “cheap”, but this isn’t really the best way to purchase home insurance; especially if the policy leaves you underinsured.
According to a study conducted by Marshall & Swift/Boeckh LLC (MSB), nearly two out of three homeowners are underinsured. On average, homeowners only have enough insurance to cover 78 percent of the cost to rebuild or replace their home. In other words, if the average home price was $100,000, a homeowner would have to come up with $22,000 to have a restoration contractor rebuild their home – despite paying monthly insurance premiums.
Here are some tips you should follow, so that this doesn’t happen to you.
When purchasing insurance don’t be cheap. Let your insurance agent know that you want the best possible coverage for the money.